To All Loan Originators:

 The memorandum, provided from our legal department, concerns the new RESPA rules effective with all loans originated on or after January 1, 2010.  In addition to our memorandum, you’ll find a sample GFE and HUD, along with Instructions and a FAQ provided by HUD. 

Þ     Sample GFE/HUD and FAQ’s

Þ    RESPA Memorandum

Þ    GFE Conference Call (held 2/05/2010)

 Please review this information to ensure you are compliant in the New Year. 

 J. Whitney Barth

VP Operations

Gateway Mortgage Group LLC

12/16/2009